We decided that we still want to have financial freedom that is not to owe anyone money. Not that we are financially free now. We have business loan to pay but at least that will be paid off in 3 years time. We have home loans to pay too but that is taken cared by our tenants. Pray that we will have tenants until the loans are paid off.

To buy a new car, we will be in debt for at least 4 years for used car and 9 years for new car. I am not ready to add more debt into our life. Sometimes I regretted not knowing about paid post earlier. If not I would have bought a used car for cash. Those were the days when we still have our Page Rank; easily we can get RM5k a month.

Now, with me working only half day with half pay and not much paid post to write, it is unwise to go into more debt. So we decided to fix our current car until it can bring us outstation and climb the Genting Highland slopes. I could also use some of my money to upgrade my laptop memory. Make it run faster and maybe I could grab more opp that way.