Hubby is thinking about buying another cybercafe. The price offered is quite cheap. The problem is that even with the cheap offer, he does not have enough savings to buy it. That cause him to think twice about the offer. Furthermore, with the economic crisis that is happening now, the risk would be higher. We would not want to have a lot of bad debts hanging over our heads. Yes, there is debt consolidation services available but being in debt is something that we are trying to avoid in the first place.